• In response to Governor Holcomb’s request to close all non-essential businesses we will be closing our doors to walk in traffic at all three of our locations through April 20th.  However, this does not mean we are closed for business.  We have the ability to run our office by remote capabilities and will be doing our best to be “business as usual.”  Our response time may be slowed, but we are monitoring all calls and emails and are responding as soon as possible.  We will, however, reduce our office hours in recognition of the health and safety of our employees and customers.  Our offices will be staffed from 10-3 Monday, Wednesday, & Friday in Brownsburg and Tuesday & Thursday in Zionsville and Danville.

     If you need policy service or need to make a payment please call our main office at 317-852-2245.

    We apologize for any inconvenience this may have caused and will do our best to provide the highest level of customer service as humanly possible. Stay tuned for more updates as we look forward to brighter days and a quick resolution to these difficult times.

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    Indiana's Premier Insurance Provider

    Since 1918

    Brownsburg: 317 - 852-2245    Zionsville: 317-344-6691    Danville: 317-745-4466

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  • Business Insurance

  • Business insurance has two main coverage components, Property Insurance and Liability Insurance.

    Property insurance is much like insuring your home. You want replacement cost for the items that can get ruined via fire, theft or other covered causes of loss.

    Estimating the correct value, or replacement cost, is key to having the correct coverage when/if a claim occurs. Anything that leaves the business property must be insured on a “floater” or policy that covers moving objects. Mowers and backhoes are 

    Examples

    Liability insurance is for your “business mistakes”. The premium is determined, in part, by your experience in that particular line of work and your previous loss history. The premium is charged on either payroll or sales in most cases.

    By providing us previous “loss history” or “loss runs” will give you the best chance for a very good, competitive price from HTI.

  • Business Insurance Quote

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